You can't sublet your property unless you have purchased 100% ownership of it. 

If you are a shared owner, in exceptional situations we may give you permission to sublet your home for a limited period of no more than twelve months. If you need to sublet your home, please get in touch with us using the form below.

If you own 100% of your property, you are free to sublet your property if you wish to do so. 

In either case - whether you own your property or are a shared owner - you will always need to speak to your mortgage provider first, as this will change the conditions of your mortgage agreement.


Can I have a lodger?

A lodger is someone who does not form part of your immediate household but who lives in your home. 

If you are a leaseholder or shared owner, you must speak with your mortgage provider and review the terms of your lease to see whether you are able to have a lodger. 


Including postcode.